FHA & CONVENTIONAL LOAN PROGRAMS
My Home Assistance Program. Are you a first-time homebuyer needing a little help with your down payment or closing costs? We have a program just for you, to meet those needs.
- Down Payment or closing costs assistance
- Deferred-payment junior loan
- Low interest rate
MyHome can be combined with any calHFA first mortgage, including, CalPlus with ZIP
DOWN PAYMENT AND CLOSING COSTS ASSISTANCE PROGRAMS
- A 97% LTV Conventional or 96.5% LTV FHA first mortgage loan.
- 30-year term, fixed interest rate
- Available for Manufactured Housing
ZIP closing cost assistance:
- Zero interest junior loan
- Up to 3% of the first mortgage loan amount in a deferred payment junior loan
First-time homebuyers and disaster victims can also add the MyHome Assistance Program, a deferred payment junior loan for down payment and/or closing costs.
USDA & VA PROGRAMS
- A 100% LTV First Mortgage loan
- 30-year term, with a flexed interest rate.